WEALTH WITH A PURPOSE With Rennie Gabriel

Howard Brown: 00:00:04

Hello, it's Howard Brown. Welcome to the Shining

Howard Brown: 00:00:06

Brightly Show. I have an incredible story and incredible

Howard Brown: 00:00:10

guest today. And an incredible cause actually, it's a dual

Howard Brown: 00:00:13

cause. And we're going to hold that out. But it's a real

Howard Brown: 00:00:16

surprise for you. But it's awesome. Rennie, welcome. How

Howard Brown: 00:00:19

are you?

Rennie Gabriel: 00:00:20

Oh, I'm terrific. Thank you, Howard,

Rennie Gabriel: 00:00:22

thank you for the opportunity to be on the show.

Howard Brown: 00:00:24

I'm really glad to have you, I have to tell people

Howard Brown: 00:00:27

about you. Because the more I get to know you, I just love

Howard Brown: 00:00:31

what you do. And you lift up yourself and lift up others. And

Howard Brown: 00:00:35

that's my mantra. So we're so aligned there. Let me just tell

Howard Brown: 00:00:38

people about Rennie Gabriel. So Rennie, you are an author of the

Howard Brown: 00:00:42

best selling book called wealth on any income. And it's

Howard Brown: 00:00:47

translated into eight languages. That's incredible. You failed

Howard Brown: 00:00:51

math in high school. Oh, boy, one of those guys write you are

Howard Brown: 00:00:55

broke at the age of 50. And then after applying three fundamental

Howard Brown: 00:01:00

wealth principles, you became a multimillionaire. In only a few

Howard Brown: 00:01:04

years, while earning 5000 a month, you now donate 100% of

Howard Brown: 00:01:09

your programme, your book and your coaching profits to animal

Howard Brown: 00:01:12

and veterans charities that is noble, that is heroic. And I

Howard Brown: 00:01:16

love that. And so it's just an incredible, you know, what,

Howard Brown: 00:01:20

you've been able to transform yourself. So tell me, I tell me

Howard Brown: 00:01:24

how you shine brightly each day.

Rennie Gabriel: 00:01:27

Actually, the day the way the day starts,

Rennie Gabriel: 00:01:31

during the day, I actually have a prayer. And I'm not religious

Rennie Gabriel: 00:01:37

at all. My wife doesn't even believe I have a religion, but I

Rennie Gabriel: 00:01:42

am spiritual. And the prayer goes like this. God, I'm very

Rennie Gabriel: 00:01:47

grateful. Thank you for my blessings, thank you for my

Rennie Gabriel: 00:01:50

wealth, my prosperity, my relationships, and my health.

Rennie Gabriel: 00:01:56

Please provide blessings to all those you deem worthy. And

Rennie Gabriel: 00:02:02

please provide complete health for my wife. Amen.

Howard Brown: 00:02:07

Oh Wow, I just want to take that in for a

Howard Brown: 00:02:08

second. Because I do something similar. I look in the mirror,

Howard Brown: 00:02:12

everybody shaves or puts on makeup every day. And I tell

Howard Brown: 00:02:15

myself something that I am blessed. I am grateful. And I am

Howard Brown: 00:02:19

lucky. How can I help myself and help others every day? And I see

Howard Brown: 00:02:23

that both before and after? You know, before I go to bed as

Howard Brown: 00:02:27

well. So we do the same. This is incredible. Well, again, you

Howard Brown: 00:02:31

gotta tell the background. So you failed math. Right? And you

Howard Brown: 00:02:35

gotta give me the background.

Rennie Gabriel: 00:02:36

Yeah, the reality is, I didn't actually

Rennie Gabriel: 00:02:39

fail it. I got a D. Because the teacher saw I turned in all the

Rennie Gabriel: 00:02:44

homework. I took all the tests. I was there. I tried my best. I

Rennie Gabriel: 00:02:49

failed every single exam. But he gave me a D for the class.

Howard Brown: 00:02:55

All right, well, he's not it's passing but you

Howard Brown: 00:02:57

know, not not not a great thing. But you show it

Rennie Gabriel: 00:03:00

Reality is I didn't pass one of the exams.

Howard Brown: 00:03:03

I got it. So I mean, it's absolutely incredible

Howard Brown: 00:03:07

that you can actually not be a great student but try hard but

Howard Brown: 00:03:11

also then, you know, lose a couple businesses right? go

Howard Brown: 00:03:15

bankrupt. Okay. Yeah. Now, I mean, you're you're I achieved

Howard Brown: 00:03:19

life underwriter, you're a Certified Financial Planner. So

Howard Brown: 00:03:22

take take me back to the hardship and the hard days.

Rennie Gabriel: 00:03:27

Well, I guess one of the things is that

Rennie Gabriel: 00:03:29

becoming a certified financial planner or chartered life,

Rennie Gabriel: 00:03:31

underwriter does not teach the basics of how to handle money

Rennie Gabriel: 00:03:36

effectively. It's all sorts of, you know, tax strategies and

Rennie Gabriel: 00:03:40

investment strategies, nothing about the basis, I did not learn

Rennie Gabriel: 00:03:44

how to do a budget from any of that professional education. You

Rennie Gabriel: 00:03:50

want to know where I learned it. I do what you learn how to do a

Rennie Gabriel: 00:03:54

budget, a programme called debtors anonymous. It's a 12

Rennie Gabriel: 00:03:59

step programme built like Alcoholics Anonymous, only for

Rennie Gabriel: 00:04:03

people who don't know how to handle money.

Howard Brown: 00:04:05

Right, And they really don't teach that. Well.

Howard Brown: 00:04:09

You know, and I come from the number one school for

Howard Brown: 00:04:11

entrepreneurship in the world at Babson College, and they teach

Howard Brown: 00:04:14

you the basics of a pro forma, but you really actually have to

Howard Brown: 00:04:17

put it in action for yourself and for your, for your business.

Howard Brown: 00:04:21

So I agree with that, you know, we got to learn those skills,

Howard Brown: 00:04:23

that basic skills. And it's funny, all these college kids,

Howard Brown: 00:04:26

at least the good athletic ones are getting name image and

Howard Brown: 00:04:29

likeness, like this money. And I'm not sure if they're able to,

Howard Brown: 00:04:32

you know, know how to actually manage it. It worries me

Howard Brown: 00:04:35

actually, with this type of money.

Rennie Gabriel: 00:04:37

They do have no clue. Perfect examples. What

Rennie Gabriel: 00:04:40

happened here in Los Angeles was Shohei Ohtani. Yes, multi multi

Rennie Gabriel: 00:04:45

million dollar contract. But since he doesn't speak English,

Rennie Gabriel: 00:04:49

he's got an interpreter. The interpreter is a gambler. And

Rennie Gabriel: 00:04:54

when originally they thought he blew $4 million of shohei's

Rennie Gabriel: 00:04:59

Money on his gambling debts. They in the the investigation,

Rennie Gabriel: 00:05:05

they discovered it was $16 million.

Howard Brown: 00:05:10

That's incredible. And for those who don't know,

Howard Brown: 00:05:12

who show Hannah tiny is he's he's one of the most incredible

Howard Brown: 00:05:15

Japanese baseball players that pitches and hits. And he hits at

Howard Brown: 00:05:18

these all, you know, all start levels and it's incredible. But

Howard Brown: 00:05:21

yep, he he got taken advantage of the system as well there too.

Howard Brown: 00:05:25

So it can it happens. So, you know, tell me, you know, you

Howard Brown: 00:05:29

struggled early on, it wasn't until you were around 50 that

Howard Brown: 00:05:32

you kind of figured things out, right? No,

Rennie Gabriel: 00:05:34

no, yeah, no, yeah, it was, I had the idea of

Rennie Gabriel: 00:05:38

what needed to be done. And I'd actually put some practices into

Rennie Gabriel: 00:05:43

place a couple of times. But one of the things, we're gonna get

Rennie Gabriel: 00:05:47

to it at the end, one of my mottos, which is about team, but

Rennie Gabriel: 00:05:51

one of the things is that the first time I treated myself like

Rennie Gabriel: 00:05:56

I mattered, and paid myself first, this is one of the most

Rennie Gabriel: 00:05:59

basic principles. I pay, I was making 3000 a month, I set aside

Rennie Gabriel: 00:06:05

$300 a month. And 10 months later, I needed to file my

Rennie Gabriel: 00:06:09

income taxes. And the IRS wanted $3,000 The whole thing went, and

Rennie Gabriel: 00:06:16

I was so discouraged. And so upset that I just spent the last

Rennie Gabriel: 00:06:21

10 months finally I had some savings. Now IRS took it all.

Rennie Gabriel: 00:06:25

And had I been willing to talk to someone else, they might have

Rennie Gabriel: 00:06:29

said, well Rennie at least you didn't have to borrow the money

Rennie Gabriel: 00:06:31

and then pay interest. At least you had it. least you didn't

Rennie Gabriel: 00:06:35

have to finance it. So just start over again. But I wasn't

Rennie Gabriel: 00:06:40

talking to anybody else. I'm trying to do this by myself. And

Rennie Gabriel: 00:06:45

therefore I didn't. It took me another eight years after I read

Rennie Gabriel: 00:06:48

The Richest Man in Babylon a second time before I started it

Rennie Gabriel: 00:06:52

again. But then I got divorced and the money disappeared again.

Howard Brown: 00:06:57

Unbelievable. And it's, you know what, I think

Howard Brown: 00:07:02

wasn't it that Ray Kroc, the founder of McDonald's really

Howard Brown: 00:07:05

didn't he met the McDonald's brothers at a standard like

Howard Brown: 00:07:09

Fresno, California, I think it was 57-58 years old. So I think

Howard Brown: 00:07:13

what your lesson is, it's never too late. That's right. It's

Howard Brown: 00:07:15

never too late to get your act together financially. And

Rennie Gabriel: 00:07:19

it's one of those stories is Colonel Sanders

Rennie Gabriel: 00:07:21

didn't get to start. How getting people to buy his chicken recipe

Rennie Gabriel: 00:07:27

until it was over 65.

Howard Brown: 00:07:30

Exactly. So it's really interesting. And so, you

Howard Brown: 00:07:35

know, tell me, you know, business and life failures, it

Howard Brown: 00:07:39

taught you a lot of lessons.

Rennie Gabriel: 00:07:40

Oh, yeah, absolutely. One of the most

Rennie Gabriel: 00:07:43

important was the first time I went flat broke. I mean, so

Rennie Gabriel: 00:07:47

broke, I had to collect soda bottles and cans, to get the

Rennie Gabriel: 00:07:50

refund money to buy groceries, was that I can rebuild it. And I

Rennie Gabriel: 00:07:56

had such a fear of going broke. Like if that ever happened, I'd

Rennie Gabriel: 00:08:00

never recover. But I recovered not once, not twice, but three

Rennie Gabriel: 00:08:05

times.

Howard Brown: 00:08:07

It that's really humbles you, if you're

Howard Brown: 00:08:09

collecting, you know, the bottle money to returns and you know to

Howard Brown: 00:08:14

buy. I don't think in California, you can get a $5 hot

Howard Brown: 00:08:17

and ready pizza.

Rennie Gabriel: 00:08:19

In Michigan, you can, but it goes farther. If you

Rennie Gabriel: 00:08:22

buy the groceries, you can make your own pizza from it. Right.

Rennie Gabriel: 00:08:25

Right.

Howard Brown: 00:08:25

Exactly. So but boy that humbles you. And and so

Howard Brown: 00:08:30

what I say that's that's walking in darkness. And that's what I

Howard Brown: 00:08:33

refer to in my shining brightly book is that you walk in that

Howard Brown: 00:08:37

darkness. And you got to learn lessons there. But you don't

Howard Brown: 00:08:40

want to stay there too long. But you did you actually went back

Howard Brown: 00:08:43

to darkness a few times. Because you just didn't get it right.

Howard Brown: 00:08:48

And what was that that moment that you felt that you are

Howard Brown: 00:08:52

getting? More more stability and more security?

Rennie Gabriel: 00:08:55

I was 53. Okay, and I'm married for the third

Rennie Gabriel: 00:09:00

final last time to my best wife. And I had been saving 500 A

Rennie Gabriel: 00:09:07

month because I was earning 5000 a month for the last three

Rennie Gabriel: 00:09:11

years. And I had $18,000. And this realtor who my wife worked

Rennie Gabriel: 00:09:18

with said, Rennie, you should buy this little three unit

Rennie Gabriel: 00:09:20

property. And I said, Robert, I only have $18,000 That's not

Rennie Gabriel: 00:09:24

gonna buy anything. He says, Well, this is such a good deal.

Rennie Gabriel: 00:09:27

I'll come up with half the downpayment if your wife will

Rennie Gabriel: 00:09:30

come up with another 18,000. So the three of us bought it

Rennie Gabriel: 00:09:35

together. And the next five years I borrowed money to

Rennie Gabriel: 00:09:39

another concept of wealthy people. You borrow money to make

Rennie Gabriel: 00:09:43

money. And I borrowed money. We bought more apartment buildings

Rennie Gabriel: 00:09:48

together in the next five years, we added 47 more units. Wow. So

Rennie Gabriel: 00:09:54

from 53 to 58. I built this and by the time I'm 58 I didn't have

Rennie Gabriel: 00:10:00

to work anymore if that's what I chose,

Howard Brown: 00:10:03

right? So you'd be basically became a landlord and

Howard Brown: 00:10:05

you had apartments, but you are investing them and getting and

Howard Brown: 00:10:09

living off of people paying rent, correct?

Rennie Gabriel: 00:10:12

Yeah, they covered the mortgages covered my

Rennie Gabriel: 00:10:14

standard of living covered the credit card payments covered

Rennie Gabriel: 00:10:17

everything. Oh, which by the way, I had credit card debt, and

Rennie Gabriel: 00:10:22

5052 53. And had I use that $18,000 to pay off the credit

Rennie Gabriel: 00:10:28

card debt, I would have not had the money to buy that three unit

Rennie Gabriel: 00:10:33

property with my wife and the realtor.

Howard Brown: 00:10:39

So that's, that's a lesson learned, although

Howard Brown: 00:10:42

people are mounting credit card debt is, is a problem. I will

Howard Brown: 00:10:47

tell you for our young people. There's this because I actually

Howard Brown: 00:10:52

work in higher education with Babson College, I see the amount

Howard Brown: 00:10:56

of debt for a four year education. Now, some some of

Howard Brown: 00:11:00

these students are walking out with 70 to 100 to 130, if you're

Howard Brown: 00:11:05

getting an advanced degree or a law degree, or you're getting

Howard Brown: 00:11:08

your doctoral hours and things like that, they started off

Howard Brown: 00:11:12

behind the gun with a lot of debt. So that's what we're doing

Howard Brown: 00:11:16

to our young people. No, no, no.

Rennie Gabriel: 00:11:19

Yeah. And a lot of times, they could go into the

Rennie Gabriel: 00:11:22

trade and start making more money than a college graduate

Rennie Gabriel: 00:11:26

without having that level of burden.

Howard Brown: 00:11:30

Yeah, there's there's gonna be choices. I

Howard Brown: 00:11:32

think the higher education world is in for, you know, some rough

Howard Brown: 00:11:35

time. So there'll be some colleges that that can't make it

Howard Brown: 00:11:39

on fundraising and and on that, and they'll they'll close down?

Howard Brown: 00:11:44

Yeah, you know, it's going to be interesting, because I see my

Howard Brown: 00:11:49

own niece, who's an occupational therapist, just starting out her

Howard Brown: 00:11:52

career, and she's taking a good portion of her first salary. And

Howard Brown: 00:11:57

she's using it for debt payment every month. And that means she

Howard Brown: 00:12:00

can't go and buy a nicer car. And she's not living in the

Howard Brown: 00:12:04

nicest place possible. In fact, she actually moved home for the

Howard Brown: 00:12:08

first year, which was actually a safe place with mom and dad, you

Howard Brown: 00:12:11

don't have to pay that. Right? Always smart there. So you took

Howard Brown: 00:12:15

your learnings, right? And you actually wrote a book and some

Howard Brown: 00:12:19

develop some courses. Tell us about your book, tell us about

Howard Brown: 00:12:22

your courses.

Rennie Gabriel: 00:12:23

The book is really the what I would call the

Rennie Gabriel: 00:12:27

steps I took. Starting with the attitude, the first third of the

Rennie Gabriel: 00:12:31

book is about the attitude we have, did we get it from our

Rennie Gabriel: 00:12:34

parents? Did we get it from school? You know, what is it we

Rennie Gabriel: 00:12:38

believe that we can or can't do? And what do you need to do to

Rennie Gabriel: 00:12:42

overcome those limiting beliefs. So that's the first third of the

Rennie Gabriel: 00:12:47

book and then the latter two thirds the basic principles that

Rennie Gabriel: 00:12:52

lead to wealth, treating yourself like you matter, paying

Rennie Gabriel: 00:12:54

yourself first, what to do about debt, how you get rid of it, how

Rennie Gabriel: 00:12:59

you determine how you create a budget, so you know that you're

Rennie Gabriel: 00:13:02

spending less than you're earning. And I've got simple

Rennie Gabriel: 00:13:07

formulas, like, as long as you live on 80% of what you're

Rennie Gabriel: 00:13:11

earning, set aside 10% for expenses, it'll show up later.

Rennie Gabriel: 00:13:16

So you have the money to spend on that stuff that you weren't

Rennie Gabriel: 00:13:19

planning on, and 10% to keep for the rest of your life. Simple at

Rennie Gabriel: 00:13:26

1010 principle, and it works. It works so beautifully.

Howard Brown: 00:13:32

It does. And I think if you gotta follow the

Howard Brown: 00:13:36

steps, and you got to be disciplined, though, you might

Howard Brown: 00:13:38

have to change bad habits.

Rennie Gabriel: 00:13:40

Yeah, right. That's true.

Howard Brown: 00:13:42

I have to tell you that one of my also my fears is

Howard Brown: 00:13:45

that a lot of my friends, okay, and I have friends of all ages,

Howard Brown: 00:13:49

because I play basketball with young folks and older folks. But

Howard Brown: 00:13:53

having your phone in your hand and being able to place a bet in

Howard Brown: 00:13:57

gamble on these gambling sites. You can rack up some debt you

Howard Brown: 00:14:02

get not everybody's picking a winner every single time for

Howard Brown: 00:14:05

sure. And it's it's a big business. You know, it's a

Howard Brown: 00:14:08

trillion dollar business and people it's very simple to click

Howard Brown: 00:14:11

on a button. And and watch, watch, watch your money go away.

Howard Brown: 00:14:16

And so I put out a warning to that, you know, out there for

Howard Brown: 00:14:18

some discipline, some mental toughness, some some some some

Howard Brown: 00:14:22

smarts, right, and things like that. But the interesting thing

Howard Brown: 00:14:26

that I've heard you speak about is that some of the super

Howard Brown: 00:14:30

wealthy have advantages over the rest of us talk about that.

Howard Brown: 00:14:36

Well,

Rennie Gabriel: 00:14:37

the advantages are really something you're

Rennie Gabriel: 00:14:39

touching on which is mental discipline, its attitudes, its

Rennie Gabriel: 00:14:43

attitudes, like don't focus on paying off debt first, build

Rennie Gabriel: 00:14:48

assets. It's the attitudes like make sure you're spending less

Rennie Gabriel: 00:14:54

than you're earning. It's treating yourself like you

Rennie Gabriel: 00:14:58

matter. It's Well, I'm gonna get to the one I'm going to plan to

Rennie Gabriel: 00:15:03

share at the end of the show. Okay,

Howard Brown: 00:15:05

well, but at the same time, there's life changing

Howard Brown: 00:15:09

philanthropy that can be had. And I think that if you

Howard Brown: 00:15:13

accumulate enough wealth and even small bits of philanthropy

Howard Brown: 00:15:17

matter, right, so it's really funny. So we have, we had two

Howard Brown: 00:15:22

different piggy banks. It's from the first chapter of my book,

Howard Brown: 00:15:25

but for my daughter, okay, and she put her allowance and

Howard Brown: 00:15:29

pennies. And she actually had to split it up, we had two. In

Howard Brown: 00:15:32

Judaism, we call them sadaqa. box there, they're actually

Howard Brown: 00:15:34

little Jewish piggy banks. And we put money half in one and a

Howard Brown: 00:15:38

half in the other. And we call this Emily's dilemma. And we she

Howard Brown: 00:15:42

actually said, why I have to put half in the right one and a half

Howard Brown: 00:15:45

in the left one. And I was like, the one on the left is for

Howard Brown: 00:15:49

you're going to choose who gets this money, who's going to be

Howard Brown: 00:15:51

the beneficiary, and we're teaching at a very young age,

Howard Brown: 00:15:54

who can you help? It's a beautiful lesson, right? The

Howard Brown: 00:15:57

other is, you want to buy candy, you want to buy a book you want

Howard Brown: 00:16:00

to buy, hopefully, you'll buy a book is for you. And I have to

Howard Brown: 00:16:04

tell you that that's a really valuable lesson that we taught

Howard Brown: 00:16:08

my daughter that my grandparents and great grandparents taught us

Howard Brown: 00:16:11

and we've passed on as a family thing. And, and so the justice

Howard Brown: 00:16:15

of giving or sadaqa is a good thing. And so my daughter still

Howard Brown: 00:16:20

carries that forward. She has two piggy banks as an adult,

Howard Brown: 00:16:24

basically, two different chequebooks. Yeah, and

Rennie Gabriel: 00:16:27

one of it's so funny too, because it doesn't

Rennie Gabriel: 00:16:29

require money to do that. And I didn't even realise that till my

Rennie Gabriel: 00:16:33

own children who have children of their own. She reminded me of

Rennie Gabriel: 00:16:40

what I did when they were young. And I was struggling

Rennie Gabriel: 00:16:43

financially. I would take I would gather a blankets, we

Rennie Gabriel: 00:16:47

would gather up clothing that we were going to donate and we

Rennie Gabriel: 00:16:50

would take it to homeless shelters, we would feed people

Rennie Gabriel: 00:16:53

in soup kitchens, I forgot I had done that with them when they

Rennie Gabriel: 00:16:58

were little. We didn't have the money to donate. We donated our

Rennie Gabriel: 00:17:02

time or things that we no longer needed.

Howard Brown: 00:17:06

Bill donation, it's still that that is still

Howard Brown: 00:17:08

giving. And it's beautiful. That's very valuable. And you

Howard Brown: 00:17:11

don't have to be money, you can donate your time. I just

Howard Brown: 00:17:14

volunteered at something called bookstore here in Michigan. And

Howard Brown: 00:17:18

I was on my feet for three or four hours. And this little

Howard Brown: 00:17:22

young African American boy came in with his family goes, where's

Howard Brown: 00:17:24

the kids books? He must have been seven years old. And I

Howard Brown: 00:17:27

pointed the direction he said, and then he was walking away

Howard Brown: 00:17:30

with this film. He ran back to me said Mr. Is there Diary of a

Howard Brown: 00:17:33

Wimpy Kid. I said, I hope so. I hope so. But I said if there is

Howard Brown: 00:17:37

where you come back and show me well, his family actually came

Howard Brown: 00:17:40

back because I said that. And he was waving the book. And he was

Howard Brown: 00:17:45

hugging the book. And it actually gave me faith that a

Howard Brown: 00:17:48

young African American boy seven years old was so interested in

Howard Brown: 00:17:51

reading. He hugged the book it made my whole day. I didn't even

Howard Brown: 00:17:54

felt like I worked for hours there volunteering. It was a

Howard Brown: 00:17:57

beautiful thing. It gave me hope. And hope is that magical

Howard Brown: 00:18:01

four letter word that kept me going and it was made everything

Howard Brown: 00:18:04

worth it. And I was there to donate my time anyways, but just

Howard Brown: 00:18:07

that one story made it made my day it was a beautiful thing.

Howard Brown: 00:18:10

And

Rennie Gabriel: 00:18:11

that story gave me chills. Sue Howard.

Howard Brown: 00:18:15

So you have some causes, because because really

Howard Brown: 00:18:19

what's amazing is you donate now, okay, the proceeds of your

Howard Brown: 00:18:22

book and your classes to two causes. Tell me about the

Howard Brown: 00:18:26

causes? Well,

Rennie Gabriel: 00:18:28

one of them. They're all animal and veteran

Rennie Gabriel: 00:18:30

charities. And one of them in particular, rescues dogs from

Rennie Gabriel: 00:18:34

from environments where they could be euthanized. And if they

Rennie Gabriel: 00:18:38

meet the right size and temperament, they are trained as

Rennie Gabriel: 00:18:41

service animals, not pets, but service animals, for veterans

Rennie Gabriel: 00:18:46

who've come back with PTSD, traumatic brain injuries, other

Rennie Gabriel: 00:18:49

issues. And the suicide rate among returning soldiers is

Rennie Gabriel: 00:18:54

almost one an hour, but not one, who's gotten their service dog

Rennie Gabriel: 00:18:58

is committed suicide. So this, this charity saves two lives at

Rennie Gabriel: 00:19:02

a time, the dog that would have been euthanized. The soldier

Rennie Gabriel: 00:19:05

that might have otherwise committed suicide.

Howard Brown: 00:19:08

That that that's beautiful. That is absolutely

Howard Brown: 00:19:11

beautiful, that that's what you've dedicated yourself to. I

Howard Brown: 00:19:15

just want to applaud you. I hope my audience will applaud you

Howard Brown: 00:19:18

that that is a beautiful model. You you're a role model, and

Howard Brown: 00:19:21

it's a beautiful thing. And it's impressive, and it's just

Howard Brown: 00:19:26

amazing. Really it is so any other stories, you want to share

Howard Brown: 00:19:32

anything else? I mean, because I can't talk that

Rennie Gabriel: 00:19:35

now it's just that it just, that's what's

Rennie Gabriel: 00:19:39

really turned me on to donate 100% of the profits from the

Rennie Gabriel: 00:19:43

work I do because I don't need the money. Where should I put

Rennie Gabriel: 00:19:46

it? And it's causes like that, that fulfil me.

Howard Brown: 00:19:51

It's incredible. It's absolutely incredible and

Howard Brown: 00:19:54

will feature the link to for that and for your causes. All

Howard Brown: 00:19:58

through that so um I want you to put on your sunglasses right

Howard Brown: 00:20:01

now. Okay, you're gonna put out a sunglasses because it is the

Howard Brown: 00:20:06

shining, brightly spotlight, I want to shine the light on you.

Howard Brown: 00:20:09

Incredible story, incredible philanthropy, you've turned

Howard Brown: 00:20:14

yourself around. It's amazing. So tell people how they should

Howard Brown: 00:20:17

get in touch with you tell them the free gift you have for them,

Howard Brown: 00:20:19

and then share some inspiration with

Rennie Gabriel: 00:20:21

us. Okay, so the easiest way to get a hold of me

Rennie Gabriel: 00:20:24

and the free gift is from the website wealth on any income.com

Rennie Gabriel: 00:20:30

forward slash TEDx. They'll be able to hear my TEDx talk and

Rennie Gabriel: 00:20:36

request a free nine step roadmap to complete financial choice and

Rennie Gabriel: 00:20:41

philanthropy. So it doesn't matter where they are, these are

Rennie Gabriel: 00:20:44

the nine steps to get to wealth and philanthropy. And I send an

Rennie Gabriel: 00:20:49

email once or twice a month, with tips and techniques as

Rennie Gabriel: 00:20:52

well. So they get all that by going to wealth on any

Rennie Gabriel: 00:20:55

income.com forward slash TEDx. Excellent. Okay, and share.

Howard Brown: 00:21:01

I always close the show with a little inspiration

Howard Brown: 00:21:04

which you got for me. One

Rennie Gabriel: 00:21:06

of the things it's crucial, I didn't do this

Rennie Gabriel: 00:21:08

by myself. I mentioned my wife and the realtor, we bought this

Rennie Gabriel: 00:21:11

triplex. When I look back on the successful businesses that I've

Rennie Gabriel: 00:21:15

had. They were based on a team, it wealth creation, business

Rennie Gabriel: 00:21:20

growth, it's a team sport, not a solo sport.

Howard Brown: 00:21:25

That is amazing advice. And I actually say

Howard Brown: 00:21:28

fighting cancer is a team sport too, because you need yourself

Howard Brown: 00:21:31

your caregiver family, friends, your doctor. You know, your the

Howard Brown: 00:21:35

nurses, especially it is a team sport. That's just sage sage

Howard Brown: 00:21:38

advice. And I really appreciate that, as well. This has been

Howard Brown: 00:21:42

incredible show there's so much to take away here from this. And

Howard Brown: 00:21:46

for folks that are looking to get financially back on track,

Howard Brown: 00:21:49

get their life back on track. Talk to Ronnie that's, that's

Howard Brown: 00:21:52

simple. We're going to point him in your direction. So this is

Howard Brown: 00:21:56

the shining brightly show. Let me give some thanks. And

Howard Brown: 00:21:58

appreciation to folks that got me here. My publisher front edge

Howard Brown: 00:22:01

publishing, read the spirit.com is I blog and that goes out to

Howard Brown: 00:22:05

50,000 plus people every Monday and my podcast crew from amplify

Howard Brown: 00:22:10

you, they help me every day. And so if you come find me at

Howard Brown: 00:22:13

shining brightly.com, you'll find out about the book about

Howard Brown: 00:22:17

making your event shine and having me as a speaker, and also

Howard Brown: 00:22:21

this podcast. But more importantly, you'll learn about

Howard Brown: 00:22:24

my advocacy in the cancer world in the entrepreneurship and

Howard Brown: 00:22:27

mentorship world and also in the interfaith world. So that's

Howard Brown: 00:22:30

really what's more important to me. And if we all remember to

Howard Brown: 00:22:34

shine brightly, a little bit like we just did with Reni for

Howard Brown: 00:22:36

ourselves, lift up yourself for others, then lift up others in

Howard Brown: 00:22:41

our neighbourhoods in our communities, the world would

Howard Brown: 00:22:43

become a better place. Ronnie, it was awesome having you on

Howard Brown: 00:22:46

what a great show and thank you.

Rennie Gabriel: 00:22:48

Thank you so much.